I was recently contemplating a subscription to an AI copilot, and a thought struck me: my usage would likely be anything but steady. Some weeks I might rely on it heavily, drafting code, analysing data, or generating content; other weeks, barely at all. Some AI platforms do offer usage-based plans, where you pay per token or per request, rather than a fixed monthly fee—but most of the copilots I’ve seen do not. This discrepancy is significant. On high-use days, I might quickly exhaust my tokens. On low-use days, unused credits simply go to waste. While a handful of platforms allow the “rollover” of unused tokens, it’s far from standard practice. Most copilot subscriptions are engineered for predictable, steady usage—presumably because providers value predictable income, and, frankly, customers often crave predictable expenditure. Humans are creatures of habit. We love predictability. The Hidden Inefficiency of Multiple Subscriptions The problem deepens when you consider ...